Group Health Plans
Big or small, your business deserves health coverage that works—for you and your employees. At Golden Meadowlark Insurance, we help Wyoming’s small businesses find affordable, flexible group health solutions that keep your team covered and your costs under control.
Whether you're offering benefits for the first time or looking to improve your current plan, we'll walk you through your options and help you build a plan that fits.
SHOP (Small Business Health Options Program) |
Designed for small businesses with 1–50 employees, SHOP plans make it easier to provide health insurance to your team.
✔ Flexible coverage options
✔ You choose how much to contribute toward premiums
✔ Potential tax credits to save up to 50% of your contribution
SHOP is a great way to give your employees quality coverage while keeping your business budget in check.
Level-Funded Plans |
Level-funded plans combine the stability of a traditional health plan with the potential savings of self-funding.
Here’s how they work:
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You pay a consistent monthly amount to cover administration, claims, and stop-loss protection.
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Claims are paid from a fund—if claims are lower than expected, you may get a refund.
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Stop-loss insurance protects you from unexpectedly high costs, keeping your business financially secure.
It’s a smart way to manage costs while still taking great care of your team.
HRA
(Health Reimburse-ment Arrangement)|
HRAs help small businesses support employee health without the complexity of a traditional group plan.
We’ll help you choose between:
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ICHRA (Individual Coverage HRA)
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QSEHRA (Qualified Small Employer HRA)
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How HRAs work:
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You decide how much to contribute to each employee's health expenses.
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Employees choose their own health insurance through the Marketplace.
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Reimbursements happen when employees submit proof of eligible expenses, up to the set amount.
HRAs give your team the flexibility to pick the plans that work for them while giving you control over costs.
Ready to talk group health coverage?
We’ll help you find the right plan for your business and your people—without the headache.