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The Parts of Medicare

Learn about the four parts of Medicare

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Part A
Hospital Insurance

Part A Coverage Includes

  • Hospital Inpatient Care

  • Skilled Nursing Facility

  • Hospice 

  • Home Health Care Service

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Part A Cost​

  • Premium is usually $0 as long as you have paid Medicare tax for 10 years.

  • The deductible for 2025 is $1,676 for each benefit period.

  • Hospital Coinsurance after 60 days

  • Skilled Nursing Facility Care Coinsurance for days 21-100 of $209.50 for 2025.

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Part B
Medical Insurance

Part B Coverage includes

  • Helps cover some medically necessary services from doctors and other health care providers

  • Outpatient Care

  • Preventative Services

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Part B Cost

  • The standard Part B premium for 2025 is $185.00

  • The deductible for 2025 is an annually of $257

  • 20% coinsurance

  • Part B excess charges

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Part C
Medicare Advantage

What is a Medicare Advantage Plan?

  • These plans are another way to get your Medicare Part A and Part B coverage

  • These Health Care plans are offered by private insurance companies, and will bundle Part A, Part B, and usually Part D

  • These plans can offer extra benifits

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Part D
Prescription Drugs

What is Part D?

  • These are plans run by a private insurance company that help pay for prescription drugs you need

  • Even if you don't take any prescription drugs right now, you should consider getting a Part D

  • Anyone enrolled in Part A and/ or Part B is eligible for Part D

  • There are many factors in the cost of these plans

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Not Covered By Medicare

  • Long Term Care

  • Most Dental Care

  • Dentures

  • Eye Exams related to prescribing glasses

  • Hearing aids

  • Cosmetic Surgery

  • Routine Foot Care

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